CIC\u30d6\u30e9\u30c3\u30af\u3068\u306f\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306e\u4e00\u3064\u3067\u3042\u308bCIC\uff08\u682a\u5f0f\u4f1a\u793e\u30b7\u30fc\u30fb\u30a2\u30a4\u30fb\u30b7\u30fc\uff09\u306b\u304a\u3044\u3066\u3001\u91d1\u878d\u4e8b\u6545\u3092\u8d77\u3053\u3057\u305f\u3053\u3068\u304c\u8a18\u9332\u3055\u308c\u305f\u4eba\u306e\u3053\u3068\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n
CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u3068\u3001\u4ed6\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u3082\u60c5\u5831\u304c\u5171\u6709\u3055\u308c\u3001\u501f\u5165\u3084\u30ab\u30fc\u30c9\u306e\u7533\u3057\u8fbc\u307f\u304c\u56f0\u96e3\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n
\u65e5\u672c\u306b\u306f\u3001CIC\u306e\u307b\u304b\u306b\u3082JICC\uff08\u65e5\u672c\u4fe1\u7528\u60c5\u5831\u6a5f\u69cb\uff09\u3068JBA\uff08\u65e5\u672c\u9280\u884c\u5354\u4f1a\uff09\u306e2\u3064\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
\u3053\u308c\u30893\u3064\u306e\u6a5f\u95a2\u306f\u3001\u305d\u308c\u305e\u308c\u7570\u306a\u308b\u696d\u7a2e\u3084\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u60c5\u5831\u3092\u53ce\u96c6\u3057\u3001\u767b\u9332\u8005\u306e\u4fe1\u7528\u72b6\u6cc1\u3092\u7ba1\u7406\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n
3\u3064\u306e\u6a5f\u95a2\u306f\u3001\u76f8\u4e92\u306b\u60c5\u5831\u3092\u63d0\u4f9b\u3057\u5408\u3063\u3066\u304a\u308a\u3001\u3069\u308c\u304b\u4e00\u3064\u3067\u91d1\u878d\u4e8b\u6545\u3092\u8d77\u3053\u3059\u3068\u3001\u4ed6\u306e2\u3064\u3067\u3082\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n
CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u4e3b\u306a\u7406\u7531\u306f\u4ee5\u4e0b\u306e3\u3064\u3067\u3059\u3002<\/p>\n
\u30fb\u8fd4\u6e08\u304c\u6ede\u7d0d\u3057\u3001\u50b5\u52d9\u6574\u7406\u3084\u81ea\u5df1\u7834\u7523\u306a\u3069\u306e\u624b\u7d9a\u304d\u3092\u884c\u3063\u305f\u5834\u5408<\/strong><\/span> \u3053\u308c\u3089\u306e\u884c\u70ba\u306f\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u3088\u3063\u3066\u91cd\u5927\u306a\u9055\u53cd\u3068\u307f\u306a\u3055\u308c\u3001\u9577\u671f\u9593\u306b\u308f\u305f\u3063\u3066\u8a18\u9332\u3055\u308c\u307e\u3059\u3002<\/p>\n CIC\u3067\u306f\u3001\u91d1\u878d\u4e8b\u6545\u60c5\u5831\u306e\u4fdd\u5b58\u671f\u9593\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n \u50b5\u52d9\u6574\u7406\u3084\u81ea\u5df1\u7834\u7523\u306a\u3069\u306e\u624b\u7d9a\u304d\u3092\u884c\u3063\u305f\u5834\u5408\uff1a\u6700\u7d42\u51e6\u7406\u65e5\u304b\u30895\u5e74 \u305f\u3060\u3057\u3001\u3053\u308c\u3089\u306e\u671f\u9593\u306f\u3042\u304f\u307e\u3067\u76ee\u5b89\u3067\u3042\u308a\u3001\u5b9f\u969b\u306b\u306f\u91d1\u878d\u6a5f\u95a2\u3084\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306e\u5224\u65ad\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002 CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u3068\u3001\u4ed6\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u3082\u60c5\u5831\u304c\u5171\u6709\u3055\u308c\u307e\u3059\u3002<\/p>\n \u305d\u306e\u305f\u3081\u3001CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u3063\u305f\u4eba\u306f\u3001\u4ed6\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u3082\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u3068\u3057\u3066\u767b\u9332\u3055\u308c\u307e\u3059\u3002<\/p>\n \u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u767b\u9332\u3055\u308c\u308b\u3068\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306a\u3069\u306e\u5be9\u67fb\u306b\u901a\u308a\u306b\u304f\u3044\u3067\u3059\u3002<\/p>\n \u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u304b\u3089\u62b9\u6d88\u3055\u308c\u308b\u306b\u306f\u3001\u4fdd\u5b58\u671f\u9593\u304c\u7d4c\u904e\u3059\u308b\u304b\u3001\u91d1\u878d\u4e8b\u6545\u3092\u8d77\u3053\u3057\u305f\u4f1a\u793e\u3068\u548c\u89e3\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u306b\u95a2\u4fc2\u3059\u308b\u3082\u3046\u3072\u3068\u3064\u306e\u91cd\u8981\u306a\u7528\u8a9e\u304c\u300cCRIN\u300d\u3067\u3059\u3002<\/p>\n CRIN\u3068\u306f\u3001Credit Risk Information Network\uff08\u30af\u30ec\u30b8\u30c3\u30c8\u30ea\u30b9\u30af\u60c5\u5831\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\uff09\u306e\u7565\u3067\u3001CIC\u304c\u904b\u55b6\u3059\u308b\u91d1\u878d\u4e8b\u6545\u8005\u306e\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u3067\u3059\u3002<\/p>\n CRIN\u306b\u306f\u3001CIC\u3060\u3051\u3067\u306a\u304f\u3001\u4ed6\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3084\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u3082\u60c5\u5831\u304c\u96c6\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n CRIN\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u500b\u4eba\u306e\u4fe1\u7528\u72b6\u6cc1\u3092\u3088\u308a\u6b63\u78ba\u306b\u5224\u65ad\u3067\u304d\u307e\u3059\u3002<\/p>\n \u3057\u304b\u3057\u3001CRIN\u306f\u4e00\u822c\u4eba\u304c\u95b2\u89a7\u3067\u304d\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n CRIN\u3092\u898b\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u306f\u3001CRIN\u52a0\u76df\u8005\u3060\u3051\u3067\u3059\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u3068\u306f\u3001CIC\u3068\u3044\u3046\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u304a\u3044\u3066\u3001\u50b5\u52d9\u4e0d\u5c65\u884c\u3084\u81ea\u5df1\u7834\u7523\u306a\u3069\u306e\u91cd\u5927\u306a\u4fe1\u7528\u554f\u984c\u3092\u8d77\u3053\u3057\u305f\u4eba\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u3068\u3001\u91d1\u878d\u6a5f\u95a2\u3084\u4f01\u696d\u304b\u3089\u306e\u4fe1\u7528\u3092\u5931\u3044\u3001\u69d8\u3005\u306a\u4e0d\u5229\u76ca\u3092\u53d7\u3051\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n \u5177\u4f53\u7684\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u3053\u3068\u304c\u8d77\u3053\u308a\u307e\u3059\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u3068\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u4e0d\u52d5\u7523\u6295\u8cc7\u30ed\u30fc\u30f3\u306a\u3069\u306e\u501f\u5165\u304c\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n \u3064\u307e\u308a\u3001\u4e0d\u52d5\u7523\u3092\u8cfc\u5165\u3059\u308b\u306b\u306f\u3001\u5168\u984d\u73fe\u91d1\u3067\u652f\u6255\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n \u3057\u304b\u3057\u3001\u305d\u306e\u3088\u3046\u306a\u5927\u91d1\u3092\u6301\u3063\u3066\u3044\u308b\u4eba\u306f\u307b\u3068\u3093\u3069\u3044\u307e\u305b\u3093\u3057\u3001\u6301\u3063\u3066\u3044\u3066\u3082\u4e0d\u52d5\u7523\u306b\u5168\u3066\u4f7f\u3046\u306e\u306f\u30ea\u30b9\u30af\u304c\u9ad8\u3059\u304e\u307e\u3059\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u3068\u3001\u8cc3\u8cb8\u7269\u4ef6\u3092\u501f\u308a\u308b\u306e\u3082\u96e3\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n \u591a\u304f\u306e\u8cc3\u8cb8\u7269\u4ef6\u3067\u306f\u3001\u5165\u5c45\u6642\u306b\u4fe1\u7528\u60c5\u5831\u3092\u30c1\u30a7\u30c3\u30af\u3055\u308c\u307e\u3059\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u3060\u3068\u3001\u5373\u5ea7\u306b\u4e0d\u53ef\u3068\u5224\u65ad\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u3001\u4fdd\u8a3c\u4f1a\u793e\u3084\u9023\u5e2f\u4fdd\u8a3c\u4eba\u3082\u5229\u7528\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n \u305d\u306e\u305f\u3081\u3001\u6761\u4ef6\u306e\u826f\u3044\u7269\u4ef6\u306f\u307b\u3068\u3093\u3069\u9078\u3079\u305a\u3001\u6577\u91d1\u30fb\u793c\u91d1\u30fb\u5bb6\u8cc3\u304c\u9ad8\u304f\u3066\u3082\u4ed5\u65b9\u306a\u3044\u7269\u4ef6\u306b\u4f4f\u3080\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u3068\u3001\u30ab\u30fc\u30ed\u30fc\u30f3\u3084\u30ea\u30fc\u30b9\u5951\u7d04\u3082\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n \u8eca\u3092\u8cfc\u5165\u3059\u308b\u306b\u306f\u3001\u3084\u306f\u308a\u5168\u984d\u73fe\u91d1\u3067\u652f\u6255\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n \u306a\u305c\u306a\u3089\u3070\u81ea\u52d5\u8eca\u4fdd\u967a\u3082\u9ad8\u304f\u306a\u308a\u3001CIC\u30d6\u30e9\u30c3\u30af\u3060\u3068\u4e8b\u6545\u3084\u76d7\u96e3\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u3068\u898b\u306a\u3055\u308c\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n \u4ee5\u4e0a\u306e\u7406\u7531\u306b\u3088\u308a\u3001CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u3068\u3001\u30ab\u30fc\u30ed\u30fc\u30f3\u3084\u30ea\u30fc\u30b9\u5951\u7d04\u3082\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u3068\u3001\u6559\u80b2\u30ed\u30fc\u30f3\u3084\u5968\u5b66\u91d1\u3082\u5229\u7528\u3067\u304d\u305a\u3001\u5b50\u4f9b\u306e\u9032\u5b66\u8cbb\u7528\u3082\u4e00\u62ec\u3067\u652f\u6255\u308f\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n \u3057\u304b\u3057\u3001\u9ad8\u6821\u3084\u5927\u5b66\u306e\u6388\u696d\u6599\u306f\u5e74\u3005\u4e0a\u6607\u3057\u3066\u304a\u308a\u3001\u4e00\u62ec\u3067\u652f\u6255\u3046\u306e\u306f\u56f0\u96e3\u3067\u3059\u3002<\/p>\n \u5b50\u4f9b\u304c\u5c31\u8077\u3059\u308b\u969b\u306b\u3082CIC\u30d6\u30e9\u30c3\u30af\u306e\u5f71\u97ff\u3092\u53d7\u3051\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n \u5c31\u8077\u6d3b\u52d5\u3067\u306f\u3001\u89aa\u306e\u4fe1\u7528\u60c5\u5831\u3082\u30c1\u30a7\u30c3\u30af\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u306b\u306a\u308b\u3068\u3001\u30b9\u30de\u30db\u306e\u5206\u5272\u6255\u3044\u3084\u30ad\u30e3\u30ea\u30a2\u6c7a\u6e08\u3082\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n \u30b9\u30de\u30db\u3092\u8cfc\u5165\u3059\u308b\u306b\u306f\u3001\u4e00\u62ec\u3067\u652f\u6255\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n \u6708\u3005\u306e\u6599\u91d1\u3082\u9ad8\u304f\u306a\u308a\u3001CIC\u30d6\u30e9\u30c3\u30af\u3060\u3068\u652f\u6255\u3044\u9045\u5ef6\u3084\u89e3\u7d04\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u3068\u898b\u306a\u3055\u308c\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u3068\u306f\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3067\u3042\u308bCIC\u304c\u7ba1\u7406\u3059\u308b\u3001\u50b5\u52d9\u4e0d\u5c65\u884c\u3084\u5ef6\u6ede\u306a\u3069\u306e\u60aa\u3044\u4fe1\u7528\u60c5\u5831\u3092\u6301\u3064\u4eba\u306e\u30ea\u30b9\u30c8\u3067\u3059\u3002<\/p>\n \u3053\u306e\u30ea\u30b9\u30c8\u306b\u8f09\u3063\u3066\u3057\u307e\u3046\u3068\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306a\u3069\u306e\u5be9\u67fb\u306b\u5f71\u97ff\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n \u3067\u306f\u3001\u81ea\u5206\u304cCIC\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u3063\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3092\u78ba\u8a8d\u3059\u308b\u65b9\u6cd5\u306f\u4f55\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n CIC\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u3063\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3092\u77e5\u308b\u306b\u306f\u3001CIC\u306b\u81ea\u5206\u306e\u4fe1\u7528\u60c5\u5831\u3092\u958b\u793a\u3057\u3066\u3082\u3089\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n \u3053\u308c\u3092\u958b\u793a\u8acb\u6c42\u3068\u547c\u3073\u307e\u3059\u3002\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u767b\u9332\u3055\u308c\u308b\u3068\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306a\u3069\u306e\u5be9\u67fb\u306b\u901a\u308a\u306b\u304f\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n 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\n4. CIC\u304b\u3089\u958b\u793a\u7d50\u679c\u304c\u90f5\u9001\u3055\u308c\u3066\u304f\u308b\u306e\u3092\u5f85\u3061\u307e\u3059\u3002<\/p>\n\u958b\u793a\u65b9\u6cd5\u306e\u6bd4\u8f03<\/h4>\n
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\n\u958b\u793a\u3055\u308c\u308b\u671f\u9593\uff1a\u904e\u53bb5\u5e74\u9593
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\n\u3053\u3053\u3067\u306f\u3001\u4fe1\u7528\u60c5\u5831\u958b\u793a\u5831\u544a\u66f8\u306e\u898b\u65b9\u306b\u3064\u3044\u3066\u3001\u4e3b\u306a\u9805\u76ee\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\u300c\u7570\u52d5\u300d\u3063\u3066\u306a\u306b\uff1f<\/h4>\n
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